Not financial advice. Mortgage FV Calculator is a software calculator, not a personal-finance product or advisory service. It computes standard financial functions and displays the results for your convenience. Nothing here constitutes, or is intended to constitute, financial, investment, tax, legal, mortgage, credit, or insurance advice. Always consult a qualified professional before making any financial decision.
Rent vs buy, state by state
The break-even between renting and owning is a local question: property tax, insurance and rent levels move it by years. Each page runs a median-priced home in that state over a seven-year hold and reports the result in both nominal and today’s dollars.
$230,000 median · $1,350 rent
$365,000 median · $1,600 rent
$435,000 median · $1,850 rent
$215,000 median · $1,200 rent
$785,000 median · $2,900 rent
$545,000 median · $2,100 rent
$400,000 median · $2,000 rent
$375,000 median · $1,700 rent
$410,000 median · $2,200 rent
$345,000 median · $1,800 rent
$840,000 median · $2,800 rent
$460,000 median · $1,750 rent
$280,000 median · $1,750 rent
$245,000 median · $1,400 rent
$225,000 median · $1,200 rent
$235,000 median · $1,250 rent
$230,000 median · $1,250 rent
$210,000 median · $1,300 rent
$390,000 median · $1,600 rent
$415,000 median · $2,000 rent
$610,000 median · $2,900 rent
$250,000 median · $1,350 rent
$340,000 median · $1,550 rent
$190,000 median · $1,150 rent
$250,000 median · $1,300 rent
$470,000 median · $1,600 rent
$265,000 median · $1,300 rent
$450,000 median · $1,800 rent
$480,000 median · $2,000 rent
$520,000 median · $2,400 rent
$305,000 median · $1,400 rent
$480,000 median · $2,500 rent
$340,000 median · $1,650 rent
$260,000 median · $1,150 rent
$235,000 median · $1,300 rent
$210,000 median · $1,200 rent
$500,000 median · $1,900 rent
$265,000 median · $1,500 rent
$460,000 median · $2,100 rent
$310,000 median · $1,600 rent
$300,000 median · $1,250 rent
$335,000 median · $1,650 rent
$340,000 median · $1,800 rent
$520,000 median · $1,800 rent
$390,000 median · $1,500 rent
$420,000 median · $1,900 rent
$620,000 median · $2,200 rent
$175,000 median · $1,000 rent
$300,000 median · $1,400 rent
$350,000 median · $1,350 rent
Prefer your own numbers? Open the full rent vs buy calculator.