Not financial advice. Mortgage FV Calculator is a software calculator, not a personal-finance product or advisory service. It computes standard financial functions and displays the results for your convenience. Nothing here constitutes, or is intended to constitute, financial, investment, tax, legal, mortgage, credit, or insurance advice. Always consult a qualified professional before making any financial decision.
Rental property ROI calculator
Cash flow, cap rate and cash-on-cash return with the costs most spreadsheets forget: vacancy, maintenance reserves, capital expenditure and property management.
Purchase
Income
Operating costs
Reading these numbers
Cap rate ignores your financing, so it compares properties. Cash-on-cash includes the mortgage, so it compares deals for you. A property can have a healthy cap rate and still bleed cash if the loan is expensive — which is exactly what the DSCR line tells you.
Compare lenders
SponsoredWe may earn a commission if you apply through these links. This does not affect your rate, and it is not a recommendation or financial advice.
| Lender | Best for | Highlight | Min. down | Apply |
|---|---|---|---|---|
| LendingTreePopular | Comparing multiple offers | Up to 5 lender offers in minutes | 3% | See rates |
| Credible | Soft-pull pre-qualification | Pre-qualify without a credit hit | 3% | See rates |
| Bankrate | Daily rate research | Live rate tables across major lenders | 3.5% | See rates |
| Rocket Mortgage | Fully online closing | Digital application and verification | 3% | See rates |